Bank Holiday Alert: Verify RBI Calendar Before Visiting Branches This Weekend

As the weekend approaches, bank customers across India are advised to verify the holiday calendar before planning visits to branches. Bank closures in the country depend on a combination of national holidays, state-specific festivals, and the weekly schedule mandated by the Reserve Bank of India (RBI). While some Saturdays are designated as working days, others are holidays, making it crucial to confirm branch availability in advance to avoid inconvenience.

Banks Open Today: Understanding the Saturday Schedule

Banks across India are open on Saturday, February 21, as it is the third Saturday of the month. Under RBI rules, banks remain closed on the second and fourth Saturdays and on all Sundays. Branches operate normally on the first, third, and fifth Saturdays, unless these days coincide with a notified holiday. The RBI issues a state-wise holiday calendar that applies to all public sector banks, private sector banks, cooperative banks, and regional rural banks.

On working Saturdays like today, customers can access a full range of branch services, including:

Cash deposits and withdrawals
Cheque clearances
Other in-person transactions

Bank Holidays Vary by State and Festival

Apart from the fixed weekend closures, bank holidays differ significantly across states based on regional festivals and official events. In February 2026, banks will remain closed in select states on occasions such as:

Losar
Chhatrapati Shivaji Maharaj Jayanti
State elections
Statehood Day celebrations

These closures depend on local notifications, highlighting the importance of checking the specific holiday list for your state.

Online Banking Services Remain Unaffected

Even on bank holidays, digital banking services continue without disruption. Customers can perform various transactions seamlessly through online platforms, ensuring that banking needs are met regardless of branch closures. Key services that remain operational include:

Cash withdrawals from ATMs
Balance checks
Transactions via mobile banking and internet banking

Online fund transfer systems, such as NEFT, RTGS, and IMPS, operate round the clock. This ensures that digital transactions are not impacted by physical branch closures, providing convenience and accessibility to customers at all times.

Bank Holidays in February 2026: A State-Wise Overview

Here is a list of bank holidays as per the RBI calendar for February 2026, applicable to various cities including Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kanpur, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Srinagar, Thiruvananthapuram, and Vijayawada.

Holiday Descriptions: