Attention all banking customers! If you have important financial transactions planned for Wednesday, November 5, you'll want to read this carefully. Banks across several states in India will remain closed to commemorate Guru Nanak Jayanti, the birth anniversary of Guru Nanak Dev Ji, the founder of Sikhism.
Which States Will Observe the Bank Holiday?
According to the Reserve Bank of India's holiday calendar, banking services will be suspended in multiple states including:
- Chandigarh
- Haryana
- Himachal Pradesh
- Jammu and Kashmir
- Punjab
- Delhi
What Banking Services Will Be Affected?
On this gazetted holiday, all public and private sector banks will remain closed in the affected states. This means:
- No counter transactions or cash deposits/withdrawals
- No cheque clearing services
- No loan processing or document verification
Digital Banking to the Rescue!
While physical branches will be closed, modern banking convenience remains at your fingertips. Customers can continue to access:
- Internet banking for fund transfers and bill payments
- Mobile banking apps for all digital transactions
- ATM services for cash withdrawals (subject to availability)
- UPI payments through various digital platforms
Planning Ahead for Your Banking Needs
If you require branch-specific services such as demand draft issuance, fixed deposit renewals, or account opening, it's advisable to complete these transactions before the holiday. For urgent banking requirements, digital platforms remain your best alternative.
Remember to check with your local bank branch for any state-specific variations in holiday schedules, as some states might have additional regional holidays.
