Bank customers across India need to check their local schedules today. Wednesday, January 14, 2026, marks the observance of Makar Sankranti and Magh Bihu. This leads to a bank holiday in specific cities under the Negotiable Instruments Act.
Which Cities Have Bank Closures Today?
Only four cities will see their bank branches shut down for the day. The Reserve Bank of India's holiday calendar designates this as a regional holiday. Banking operations will halt in Ahmedabad, Bhubaneswar, Guwahati, and Itanagar.
All other major urban centers will maintain normal banking hours. Branches will open as usual in cities like Mumbai, Delhi, Chennai, Kolkata, and Bengaluru. The holiday impact remains highly localized.
Full City-Wise Operational Status for January 14
Here is the complete list of banking status across Indian cities for Wednesday:
- Agartala: Open
- Ahmedabad: Closed
- Aizawl: Open
- Belapur: Open
- Bengaluru: Open
- Bhopal: Open
- Bhubaneswar: Closed
- Chandigarh: Open
- Chennai: Open
- Dehradun: Open
- Gangtok: Open
- Guwahati: Closed
- Hyderabad: Open
- Imphal: Open
- Itanagar: Closed
- Jaipur: Open
- Jammu: Open
- Kanpur: Open
- Kochi: Open
- Kohima: Open
- Kolkata: Open
- Lucknow: Open
- Mumbai: Open
- Nagpur: Open
- New Delhi: Open
- Panaji: Open
- Patna: Open
- Raipur: Open
- Ranchi: Open
- Shillong: Open
- Shimla: Open
- Srinagar: Open
- Thiruvananthapuram: Open
- Vijayawada: Open
Essential Banking Services Remain Available
Customers should note that digital banking platforms continue to operate. Even in cities with physical closures, you can access most services online. This ensures minimal disruption to your financial activities.
Key services available today include:
- Online and mobile banking for transfers and payments
- NEFT and RTGS fund transfers during operational windows
- ATM withdrawals and card transactions
- Online requests for chequebooks and demand drafts
Planning Your Banking Activities
The RBI has scheduled sixteen bank holidays for January 2026. This includes mandatory weekly closures on second and fourth Saturdays, plus Sundays. Today's holiday falls under regional observance categories.
Banking officials advise customers to plan branch visits accordingly. Using internet banking or mobile apps provides uninterrupted service. Always verify your city's status before heading to a bank branch on such holidays.
This holiday pattern reflects India's diverse cultural calendar. Regional festivals like Makar Sankranti and Magh Bihu receive recognition in banking schedules. The system aims to balance operational efficiency with cultural observance.
