Bank customers across India can plan for a full week of uninterrupted banking services starting Monday, January 5, 2026. According to the official Reserve Bank of India (RBI) holiday calendar, there are no festival or state-specific bank holidays scheduled from January 5 to January 9. This means all public and private sector banks will remain open for business on all five weekdays.
Weekly Schedule and Next Upcoming Holiday
The only days banks will be closed next week are the regular weekend holidays on Saturday, January 10, and Sunday, January 11. This provides a clear five-day window for customers to complete their financial transactions, from cash deposits and withdrawals to loan applications and document submissions.
The next bank holiday is confirmed for Monday, January 12, 2026. On this day, banks will remain closed specifically in the state of West Bengal to observe the birth anniversary of Swami Vivekananda, which is a public holiday in the state. It is crucial to note that banking services in all other states and union territories will function normally on January 12.
Complete List of Bank Holidays in January 2026
January 2026 features a total of 16 bank holidays, as per the RBI notification. Four of these have already passed with the New Year period. The remaining holidays for the month are spread across various states for different observances.
Here is the detailed state-wise list of bank closures for the rest of January:
- January 12: Banks closed in West Bengal for Swami Vivekananda's Birthday.
- January 14: Banks closed in Gujarat, Odisha, Arunachal Pradesh, and Assam for Makar Sankranti / Magh Bihu.
- January 15: Banks closed in Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, and Sikkim for Uttarayana Punyakala / Pongal / Maghe Sankranti.
- January 16: Banks closed in Tamil Nadu for Thiruvalluvar Day.
- January 17: Banks closed in Tamil Nadu for Uzhavar Thirunal.
- January 23: Banks closed in West Bengal, Odisha, and Tripura for Netaji Subhas Chandra Bose's Birthday / Saraswati Puja / Vir Surendrasai Jayanti.
- January 26: Banks closed nationwide for Republic Day.
Additionally, six other holidays in January coincide with the second and fourth Saturdays and all Sundays of the month.
Key Takeaways for Bank Customers
Customers are advised to keep the state-specific nature of many bank holidays in mind. A holiday in one state does not necessarily mean a closure in another. The RBI acts as the central authority that decides and publishes this annual calendar to ensure uniformity and public awareness.
To avoid last-minute inconvenience, especially for time-sensitive work, it is recommended to plan visits to the bank during the upcoming clear weekdays or to use digital banking platforms. Always verify the holiday schedule for your specific location, as regional festivals can lead to unexpected closures in certain districts.
