For passionate Indian travelers, the right credit card can unlock a world of savings and exclusive perks. Many banks now offer specialized co-branded cards that provide substantial discounts on hotels, airlines, and other travel-related expenses. Let's explore the top credit cards that are turning wanderlust into wallet-friendly adventures.
Top Travel Credit Cards and Their Key Benefits
Navigating the market for the perfect travel companion can be daunting. We break down the most popular options, detailing their unique features to help you make an informed choice for your next journey.
HDFC Infinia Card: The Premium Traveler's Choice
The HDFC Infinia Card stands out with its suite of luxury benefits. Cardholders receive complimentary nights and buffet meals at participating ITC hotels. They also get a Club Marriott membership for the first year, providing access to exclusive deals. A significant perk is the unlimited airport lounge access across the world, which extends to an add-on member. To top it off, users can access a global personal concierge service to handle their travel needs.
Axis Bank Atlas: Earning Miles on the Go
True to its name, the Axis Bank Atlas credit card is designed for the global citizen. It generously offers 5 EDGE Miles on every ₹100 spent on travel, accelerating reward accumulation. For all other expenditures, users earn 2 EDGE miles, making it a well-rounded card for everyday spending as well.
Scapia Federal Bank: The Forex Expert
For those who frequently travel abroad, the Scapia Federal Bank co-branded credit card is a game-changer. Its most prominent feature is the zero forex markup on all international transactions, saving you money on every overseas purchase. Furthermore, by spending ₹10,000 on a VISA variant or ₹15,000 on a Rupay card each month, users can unlock unlimited domestic lounge visits and complimentary dining, shopping, or spa experiences.
More Cards Packed With Travel Perks
The options don't end there. Other financial institutions offer compelling products tailored to the Indian traveler's needs.
HSBC Travel One: Double the Rewards
The HSBC Travel One card allows you to earn double reward points on spending related to flights, travel aggregators, and foreign currency transactions. It holds the distinction of being the first HSBC credit card in India to offer instant redemptions with a wide selection of airline and hotel partners, adding convenience to its list of benefits.
Axis Bank Magnus: Luxury Hotel Stays
If you prefer luxury accommodations, the Axis Bank Magnus card provides substantial savings. It offers up to 15% off on both international and domestic stays at Oberoi and Trident hotels. The card also complements this with unlimited visits to select airport lounges across India, ensuring comfort during your travels.
Disclaimer: This article is intended for educational purposes to create awareness about credit products like credit cards. It does not promote taking on credit, which carries risks such as high interest rates and hidden charges. Readers are advised to consult with certified financial experts before applying for any credit product.
