Kolkata Court Directs FIR in Major Digital Loan Fraud Case
In a significant development highlighting the perils of digital financial fraud, a court in Kolkata has directed the registration of a First Information Report (FIR) at Parnasree Police Station. The complaint centers on an alleged forced digital loan disbursal exceeding Rs 21 lakh, executed using forged electronic signatures and accompanied by threats from loan recovery agents.
Victim Forced to Pay Rs 40,000 Despite Legal Notice
The victim, whose identity remains protected, was coerced into paying Rs 40,000 even after receiving a legal notice regarding the fraudulent loan. According to the complaint, the ordeal began on March 10, 2025, with an unsolicited phone call discussing a potential personal loan. The complainant explicitly stated that no loan application was submitted, no documents were uploaded, no e-mandate was registered, and no consent for disbursal was provided.
Unauthorized Disbursal and Forged Documentation
Despite the victim's clear refusal to share personal details such as PAN, Aadhaar, and bank information with a caller claiming to be from Bengaluru on March 11, 2025, a substantial amount of Rs 21,41,723 was credited to his account on March 17, 2025, labeled as a 'loan entry'. Subsequently, the victim received a loan agreement and sanction letter bearing forged e-signatures, further complicating the fraudulent scheme.
Threats from Recovery Agents Escalate the Situation
The situation intensified from May 4, 2025, when recovery agents initiated a campaign of threats targeting both the victim and his family members. This harassment culminated in the forced payment of Rs 40,314, underscoring the aggressive tactics employed in this digital loan fraud.
Separate Cyber Crime Incident in Rajarhat
In a related but distinct incident, a resident of Rajarhat has filed a case at the Bidhannagar Cyber Crime Police Station. This complaint alleges illegal credit card transactions amounting to Rs 1,97,027, highlighting a broader pattern of financial cyber crimes in the region. Authorities are investigating both cases to uncover the networks behind these sophisticated fraud operations.
These incidents serve as a stark reminder for citizens to exercise extreme caution with unsolicited financial offers and to verify all digital transactions meticulously. The Kolkata police are urging the public to report any suspicious activities immediately to prevent further victimization in such elaborate scams.
