Credit cards offer convenience but can become costly if misused. Many users think interest applies only on missed payments, but there are several triggers. Understanding these can help avoid unnecessary debt.
Uttar Pradesh Board will release Class 10 and 12 admit cards in early February 2026. Exams run from February 18 to March 12. Learn how to download and verify details.
Major US banks report resilient consumer spending and savings, contradicting widespread affordability concerns. Executives highlight positive economic indicators despite rising delinquencies in some segments.
Lifetime free credit cards aren't always free. Discover the hidden charges like forex markups and late fees, and learn practical strategies to avoid them. Read before you apply!
US President Donald Trump sets a Jan 20 deadline for a 10% cap on credit card rates, warning of severe consequences for non-compliance. Banks oppose, citing legal hurdles.
India shifts from fiscal deficit to debt-to-GDP as its primary fiscal anchor from 2026-27. While offering flexibility, low tax revenues pose a significant challenge to achieving the 50% target by 2031.
Bank of Baroda's BoB Card is shifting from generic rewards to cohort-specific products focused on healthcare, insurance, and wellness benefits. Learn how they're targeting Gen Z, women, and professionals.
President Trump's proposal to cap credit card rates at 10% faces backlash from banks warning of reduced credit access. US credit card debt exceeds $1.23 trillion. Read the full analysis.
US banking groups warn Trump's proposed 10% credit card interest rate cap could restrict credit access and hurt households. Read the full analysis of the potential impact.
Indian lenders sanctioned ₹3,361.83 crore to 774 exporters under the new Credit Guarantee Scheme, boosting exports amid US tariff challenges. Scheme operational till March 2026.
Donald Trump's proposal for a 10% cap on US credit card rates has Indian cardholders, facing up to 42% interest, asking if India could follow. Explore the implications and RBI's stance.
US President Donald Trump proposes a 10% cap on credit card interest rates. The move draws reactions from Bill Ackman, Elizabeth Warren, and banks. A study suggests it could save Americans $100 billion annually. Read more.
President Trump proposes a one-year 10% cap on credit card rates from Jan 20. A Vanderbilt study estimates $100 billion in annual savings for Americans. Details inside.
Donald Trump pledges to cap credit card interest rates at 10% if re-elected, a move targeting financial giants and appealing to voters struggling with debt. Explore the details and potential impact.
Explore the real value of premium debit card lounge access in India. We break down costs, eligibility, and hidden charges to help you decide if it's worth the investment.
A Chandigarh consumer wins Rs 20,000 compensation after a credit card company's CIBIL error marked him a defaulter despite a 'No Dues' certificate. Learn how to protect your credit score.
JPMorgan Chase replaces Goldman Sachs as issuer of the Apple Card, ending Goldman's troubled consumer lending experiment. The deal involves over $20B in balances.
Apple Card's issuer changes from Goldman Sachs to JPMorgan Chase. Key features like 3% cashback remain. The deal closes in 2 years. Learn what stays the same for users.
IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
UIDAI announces a price hike for Aadhaar PVC card delivery. Find out the new fees effective January 2026 and learn how to order your card online.
HDFC AMC enters India's private credit market with a new fund targeting mid-market firms. IFC commits ₹220 crore as anchor investor. Discover how this boosts alternative financing.
Punjab's debt crisis escalates to Rs 3.73 lakh crore, consuming 46% of revenue. This fiscal emergency threatens development and demands urgent policy action. Read the full analysis.
RBI data reveals a shift in Indian household debt, with over 55% now for retail consumption. Household debt-to-GDP hits 41.3%, but savings improve. Explore the full financial stability report.
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
US immigration law requires spouses of citizens to live together for a Green Card. An attorney with 30+ years experience explains the strict scrutiny and risks of living apart. Learn the key requirements.
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
PAN card misuse for fraudulent loans is rising. Learn how to check your credit report, spot red flags, and protect your financial identity. Act now to secure your finances.
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.