Parliament Passes Sweeping Financial Reforms: Key Impacts
Parliament's Winter Session passed laws allowing 100% FDI in insurance & pensions, cutting mutual fund fees, and reforming banking. Here's how it changes your finances.
Category : Search result: personal finance India 2025
Financial Literacy for Kids: A Parent's Essential Guide
Financial literacy is a vital life skill often missed in schools. Learn why and how to teach children about earning, saving, and smart spending to build a secure future.
2025 Numerology Forecast for Those Born on December 20
Discover your 2025 Personal Year Number 5 forecast! Get insights on career, relationships, health, and travel for people born on 20 December. Plan your year with guidance from expert Sidhharrth S Kumaar.
AI Bubble Fears: Why Indian Investors Need Global Diversification
US tech rally driven by a few AI giants raises bubble concerns. Experts advise Indian investors to diversify globally, limit US exposure to 10-30%, and explore Europe, Japan, and select emerging markets like Brazil.
MUFG buys 20% in Shriram Finance for $4.4 billion
Japan's MUFG acquires a 20% stake in Shriram Finance for Rs 39,618 crore, marking the largest FDI in India's financial services sector. This strategic partnership aims to boost capital and global expertise.
How Debt Settlement Can Reunite Indian Families
Financial stress from debt is tearing Indian families apart. Discover how professional debt settlement offers a path to relief, peace, and reconnecting with loved ones.
India's $5 Trillion Economy Target Pushed to 2028-29
IMF data shows India's $5 trillion GDP target is delayed by 3-4 years. We analyze the impact on jobs, EMIs, investments, and daily costs for Indian households.
Rate Cut Windfall: EMI vs Tenure on Home Loan
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
MUFG invests ₹39,618 crore for 20% stake in Shriram Finance
Japan's Mitsubishi UFJ Financial Group (MUFG) will invest ₹39,618 crore for a 20% stake in Shriram Finance, marking a major cross-border deal. Discover the strategic implications for India's NBFC sector and the growing Japan-India investment corridor.
How to Dispute Credit Report Errors in India
Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.
IIM Bangalore, FPSB India launch Personal Finance certificate course
IIM Bangalore partners with FPSB India to launch a new certificate programme in Personal Finance and Wealth Advisory (PFWA). The course aims to equip professionals for the evolving financial planning sector and offers a pathway to CFP® certification.
Asset Allocation: The Real Key to Investment Success
Learn why choosing the right mix of equity, debt, and gold is more crucial than picking top funds for your financial goals. A balanced portfolio ensures stability and better long-term outcomes.
Bank Minimum Income for Personal Loans: HDFC, SBI, Axis
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.
How Lenders Calculate Personal Loan EMI: Key Factors Explained
Understand the crucial factors behind your personal loan EMI calculation. Learn about interest rates, tenure, and formulas to make an informed borrowing decision and manage your finances better.
Finance Terms That Confuse Investors: A Guide
Words like 'expensive' stocks and 'liquid' funds mislead investors. Value Research CEO Dhirendra Kumar explains the jargon trap and how to see through it for smarter investing.
Banking Complaints Jump 13% Under RBI Ombudsman Scheme
Consumer complaints to RBI Ombudsman rose 13.55% in FY25, with banks facing most grievances. Learn the top complaint categories and how to file your complaint.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Bajaj Housing Finance shares fall 9% after major stake sale
Shares of Bajaj Housing Finance tumbled over 9% after a massive block deal worth ₹1,890 crore. The move follows Bajaj Finance Ltd.'s plan to sell a stake. Read for key details and market impact.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
New Labour Codes Transform Worker Rights & Pay Structure
India replaces 29 labour laws with 4 new codes ensuring minimum wages, pay parity, and stronger social security. Learn how this affects your salary, gratuity, and financial planning.
Man with ₹26K salary buys ₹70K iPhone, sparks debate
Delhi entrepreneur's viral post about employee with ₹26,000 salary purchasing ₹70,000 iPhone ignites nationwide discussion on financial priorities and spending habits in India.
RBI Allows Lower Home Loan Rates with Better Credit Score
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
Securing a Car Loan with a Low Credit Score
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
Pre-Approved Personal Loans: Eligibility Criteria Guide
Understand how banks determine pre-approved personal loan eligibility. Learn about credit score requirements, income criteria, and how to increase your chances of approval.
IPO Boom: Retail Investors Rush Amid Valuation Concerns
India witnesses unprecedented IPO boom with 93 companies raising ₹1.54 trillion in 2025. Experts warn retail investors about overvaluation risks and suggest cautious approach.
Cancel Your Personal Loan: A Step-by-Step Guide
Changed your mind about a personal loan? Learn how to cancel it during the cooling-off period, understand the process, charges, and impact on your credit score. Act now to protect your finances!
Transform Your Life Through Small Changes
Discover how embracing small, consistent changes can lead to profound personal transformation, inspired by the butterfly effect. Start your journey today!
ESG Funds in India: A Complete Investor's Guide
Explore ESG funds in India: investing for profit and purpose. Learn about popular funds, key benefits like risk reduction, and long-term growth potential. Align your portfolio with your values.
Easy 3-Step DPDP Act Compliance Audit for Businesses
Learn how businesses can comply with India's Digital Personal Data Protection Act using a simple 3-step audit process before the 18-month grace period ends.
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