Hard vs Soft Credit Inquiries: Key Differences
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
Carrying ₹60,000 credit card debt can hurt your credit score due to high utilization. Learn how personal loans for debt consolidation affect your credit health and smart repayment strategies.
Oracle's credit-default swaps triple to $111,000 as investors hedge against AI boom risks. Trading volume hits $5B amid massive AI spending. Explore the market implications.
Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.
Struggling with a low credit score? Learn how the 2-3-4 credit card rule can help you space applications, avoid hard inquiries, and build a stronger financial profile today.
Discover 6 credit cards with annual fees under ₹1000 offering cashback, reward points, and discounts. Learn how to maximize benefits while minimizing costs in our comprehensive guide.
Learn how to check your credit score for free, identify suspicious inquiries, and protect yourself from identity fraud. Essential guide for Indian borrowers.
Learn how a 657 credit score affects loan approvals and discover 5 practical steps to improve your credit rating. Expert tips from Credgenics CEO Rishabh Goel.
Learn how credit card interest-free periods work, from 15 to 45 days. Discover timing strategies to avoid interest charges and manage your credit card dues effectively.
Discover why a 757 credit score places Indian borrowers in the 'very good' category, enabling easier access to personal loans, home loans, and premium credit cards with flexible terms.
Kotak Bank launches 3-in-1 account with secured credit card for those without credit history. Get lifetime free card, cashbacks & build credit score. Perfect for students & homemakers.
Planning international travel? Learn how foreign exchange conversion fees can cost you up to ₹50,000 and discover zero-fee credit cards to save money. Essential guide for Indian travelers.
Discover the top 5 travel credit cards in India offering exclusive benefits like zero forex markup, unlimited lounge access, and reward points. Maximize your savings on your next trip!
India's credit card usage is rapidly growing. Learn how high interest rates, minimum payments, and impulse spending can create debt traps and discover strategies for financial security.
Learn how maintaining a credit score above 750 can help you secure personal loans at favorable interest rates. Discover expert tips to leverage your credit profile for better loan terms.
AU Small Finance Bank revolutionizes Indian spending habits with credit-first approach. Discover how their cards enable smarter financial management for everyday purchases.
Discover the top 10 countries using the most cash in 2025. Myanmar leads with 98% cash transactions. See where India ranks and how UPI is driving its digital payment revolution.
A major credit card cloning case uncovered in Kolkata where one victim lost ₹11.86 lakh. Learn essential safety measures to protect your finances from similar scams.
ICRA projects India's credit growth at 12-13% for FY2026, driven by strong demand and improved liquidity. Learn how this impacts the banking sector and economy.
Learn how to build a strong credit profile without a credit card using small loans, BNPL, and timely bill payments. Start your journey to financial health today!
A landmark Visa-Mastercard settlement could let merchants add new fees based on your credit card type. Learn how this affects your rewards and daily spending.
Discover how credit cards evolved into powerful financial management tools. Learn to maximize benefits like cashback and lounge access while avoiding debt traps and building a strong credit score.
Understanding credit card cash advances in India: instant cash access comes with high fees, immediate interest, and potential credit score impact. Learn the responsible way to use this feature.
Discover why younger professionals struggle with credit approval while older individuals excel. Learn key factors like payment history, credit utilization that build strong credit profiles.
Motihari police register cash-for-votes cases against BJP's Lalbabu Gupta and RJD's Rajendra Ram. Rs 3.40 lakh seized ahead of assembly polls. Read full investigation details.
Discover how SBI Cards' strategic alliances with YES Bank, Bank of Maharashtra, and others are creating unbeatable credit card rewards and exclusive privileges for Indian consumers.
Skipping just one personal loan EMI can trigger a chain reaction that devastates your credit score. Discover the hidden consequences and how to protect your financial future.
Discover the exclusive benefits of Axis Bank Select Credit Card including Swiggy discounts, movie offers, lounge access, and reward points. Find out if this premium card fits your lifestyle and spending habits.
Unlock the secrets of pre-approved credit cards in India. Discover how they boost your credit journey, their hidden risks, and smart usage tips for financial growth.