Matrixdock, Asia's leading Real-World Asset (RWA) tokenization platform, has announced the expansion of its flagship tokenized gold product, XAUm, to the Stellar network. This move brings institutional-grade, Bureau Veritas-audited, and LBMA-accredited physical gold onto Stellar, an established blockchain platform for payments, asset issuance, and real-world asset innovation.
Expansion to Stellar: Key Details
The expansion to Stellar reflects Matrixdock's commitment to connecting traditional stores of value with blockchain-based financial infrastructure. Institutional-grade tokenized gold is now natively issued on Stellar, extending XAUm's role as a reserve-grade asset in on-chain financial systems. XAUm has grown to rank among the top 4 tokenized gold products globally and Asia's largest, with over 88,000 unique on-chain addresses and 730,000 lifetime transactions across its ecosystem.
Stellar Development Foundation Investment
The Stellar Development Foundation is making a direct investment in XAUm as part of its on-chain treasury diversification, reinforcing XAUm's growing role as a reserve-grade asset for institutional treasuries. Stellar's established infrastructure for asset issuance, payments, and financial applications makes it a natural home for XAUm, as Matrixdock serves as the reserve layer for on-chain finance, bringing institutional-grade assets on-chain with transparency, asset integrity, and real utility.
Background and Partnerships
This follows a May 2026 collaboration between the Stellar Development Foundation and The Depository Trust & Clearing Corporation (DTCC), whose subsidiaries processed $4.7 quadrillion in securities transactions in 2025. DTCC announced plans to connect its tokenization service to the Stellar network as part of its multi-chain strategy.
"Bringing XAUm to Stellar gives institutions and treasuries access to an asset that strengthens the network's foundation for real-world finance," said Raja Chakravorti, Stellar Development Foundation Chief Business Officer.
XAUm: Institutional-Grade Tokenized Gold
XAUm is a fully allocated, institutional-grade tokenized gold asset. Each XAUm token is backed 1:1 by 99.99% purity LBMA-accredited physical gold, securely stored with leading custodians Brink's and Malca-Amit. Reserves are independently audited by Bureau Veritas, the same firm that verifies the world's largest gold ETFs, with Stellar smart contracts audited by OtterSec and Runtime Verification.
Expanding the Utility of Tokenized Gold
As the tokenized asset market evolves, attention is shifting from simply bringing assets on-chain toward enabling practical financial applications around them. "Every chain we expand to must meet the same standard as our assets do: institutional trust, verifiable integrity, and real utility," said Eva Meng, Head of Matrixdock. "Stellar's proven track record in connecting financial institutions to blockchain infrastructure and its growing role in real-world assets make it a natural fit for Matrixdock's vision."
XAUm will be integrated with Stellar DEX liquidity pools and lending markets, with on-chain liquidity support provided by Wave Digital Assets. XAUm-dedicated deposit vaults will also be launched in partnership with Stellar, enabling institutional clients to deposit, hold, and earn XAUm natively. These integrations are designed to establish XAUm as a core RWA collateral asset across the Stellar ecosystem, providing users, protocols, and institutional treasuries with access to a physically-backed, fully-allocated gold instrument with on-chain utility.
About Stellar and Matrixdock
The Stellar network is a decentralized, fast, scalable, and uniquely sustainable blockchain built for financial products and services. It offers smart contracts functionality and a protocol optimized for payments, with low fees and transaction speeds that scale with adoption. Financial institutions and innovators worldwide issue assets and settle payments on the Stellar network, which has processed billions of operations with millions of accounts since launch.
Matrixdock is Asia's leading RWA tokenization platform, focused on bringing institutional-grade assets onto on-chain capital markets through fully allocated, transparent, and verifiable structures. Its products include Matrixdock Gold (XAUm) and Silver (XAGm), each backed 1:1 by LBMA-accredited bullion with token-to-bar allocation, and STBT, a tokenized short-term U.S. Treasury product. All assets are held in professional custody, independently verified, with full transparency and integration across leading blockchain ecosystems. Matrixdock also partners with sovereign and institutional initiatives, including the architecture and technical development of TER, the world's first sovereign-backed gold token for Gelephu Mindfulness City in Bhutan.
