India's overall bank credit has soared past ₹200 lakh crore for the first time, hitting ₹203.2 lakh crore by December 2025. Unsecured loans and credit card debt are driving this unprecedented growth, with year-on-year credit expansion nearly doubling.
Delhi offers Rs 50,000 for converting petrol and diesel cars to electric, but retrofitting can cost up to Rs 7 lakh. Explore benefits, challenges, and total ownership costs under the new policy.
CreditQ launches an affordable ₹10,000 Silver Plan for MSMEs and small businesses to improve credit scores, prevent defaults, and manage cash flow challenges effectively.
Apple executives camp in South Korea, desperate for memory chip deals. But with prices up 300% and AI demand surging, their efforts may be in vain. Read the full story.
Lifetime free credit cards aren't always free. Discover the hidden charges like forex markups and late fees, and learn practical strategies to avoid them. Read before you apply!
US President Donald Trump sets a Jan 20 deadline for a 10% cap on credit card rates, warning of severe consequences for non-compliance. Banks oppose, citing legal hurdles.
Bank of Baroda's BoB Card is shifting from generic rewards to cohort-specific products focused on healthcare, insurance, and wellness benefits. Learn how they're targeting Gen Z, women, and professionals.
President Trump's proposal to cap credit card rates at 10% faces backlash from banks warning of reduced credit access. US credit card debt exceeds $1.23 trillion. Read the full analysis.
Indian lenders sanctioned ₹3,361.83 crore to 774 exporters under the new Credit Guarantee Scheme, boosting exports amid US tariff challenges. Scheme operational till March 2026.
Donald Trump's proposal for a 10% cap on US credit card rates has Indian cardholders, facing up to 42% interest, asking if India could follow. Explore the implications and RBI's stance.
US President Donald Trump proposes a 10% cap on credit card interest rates. The move draws reactions from Bill Ackman, Elizabeth Warren, and banks. A study suggests it could save Americans $100 billion annually. Read more.
President Trump proposes a one-year 10% cap on credit card rates from Jan 20. A Vanderbilt study estimates $100 billion in annual savings for Americans. Details inside.
A Chandigarh consumer wins Rs 20,000 compensation after a credit card company's CIBIL error marked him a defaulter despite a 'No Dues' certificate. Learn how to protect your credit score.
Missing loan EMIs triggers Special Mention Account (SMA) stages, damaging your credit score & future loan approvals. Learn how to avoid SMA and protect your credit health.
IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
Understand the five essential factors that determine your credit score in India. Learn how your payment habits and credit mix impact your financial reliability and loan approvals.
HDFC AMC enters India's private credit market with a new fund targeting mid-market firms. IFC commits ₹220 crore as anchor investor. Discover how this boosts alternative financing.
Explore how a joint loan application can boost your loan eligibility and credit score, or become a liability. Learn the pros, cons, and responsibilities for co-applicants in India.
Bank of India closes the online application window for 514 Credit Officer posts on January 5, 2026. Check eligibility, experience criteria, and apply now at bankofindia.bank.in.
Bank of India's online application for 514 Credit Officer posts closes tomorrow, January 5, 2026. Check eligibility, age limit, and apply now at bankofindia.bank.in.
A Bank of Baroda report highlights the Indian banking sector's resilience with strong fundamentals, predicting robust credit growth ahead. Read the full analysis.
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
Ahmedabad Municipal Corporation's Rs 110 crore plan to restore Subhash Bridge is more expensive than building several new flyovers. Get the full details and cost comparison here.
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
A Chandigarh resident was duped of Rs 1.7 lakh after clicking fraudulent WhatsApp links for an SBI credit card upgrade. The cyber cell is investigating. Learn how to stay safe from such cyber fraud.
A Bengaluru man fought Axis Bank over a Rs 14.2 lakh credit card bill for a card he never received. The consumer court ruled in his favor, citing bank lapses. Read his full story.
RBL Bank targets India's affluent with the NOVA metal credit card. Explore its rewards, 2% forex markup, lounge access, and annual benefits worth ₹12,500. Is it right for you?