BoB Report: Strong Fundamentals for India's Banking Credit Growth
A Bank of Baroda report highlights the Indian banking sector's resilience with strong fundamentals, predicting robust credit growth ahead. Read the full analysis.
Category : Search result: credit deposit gap
Credit-Deposit Gap Widens as Deposits Shrink in Dec
RBI data reveals a widening credit-deposit gap as bank deposits fell by Rs 1.7 lakh crore in early December. Credit growth remains strong at 11.9%, forcing banks to tap alternative liquidity. Read the full analysis.
4 Resolutions to Improve Your Credit Score in 2026
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
Chandigarh man loses Rs 1.7L in credit card WhatsApp scam
A Chandigarh resident was duped of Rs 1.7 lakh after clicking fraudulent WhatsApp links for an SBI credit card upgrade. The cyber cell is investigating. Learn how to stay safe from such cyber fraud.
Bengaluru Man Wins Rs 14.2 Lakh Fraud Credit Card Case
A Bengaluru man fought Axis Bank over a Rs 14.2 lakh credit card bill for a card he never received. The consumer court ruled in his favor, citing bank lapses. Read his full story.
Karnataka's 2-Month Rent Deposit Rule Explained
Confused about Karnataka's rent deposit laws? We clarify the legal stance on 2-month security deposits for tenants and landlords. Know your rights under the Model Tenancy Act.
Bengaluru Rent Deposit Rule: What Tenants & Landlords Must Know
Confused about the 2-month rent deposit rule in Bengaluru? Legal experts decode the Karnataka Rent Act, security deposit limits, and tenant rights. Know your legal obligations!
UP Economy Transforms: GSDP Hits ₹35 Lakh Cr, Per Capita Income Up
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
RBL Bank Launches Premium NOVA Credit Card for HNIs
RBL Bank targets India's affluent with the NOVA metal credit card. Explore its rewards, 2% forex markup, lounge access, and annual benefits worth ₹12,500. Is it right for you?
Credit Card Points Most Used for Flight Bookings in 2025
A new report reveals flight bookings are the #1 redemption choice for credit card reward points in India for 2025. Discover key trends and consumer preferences driving this shift.
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
Clean Credit: The New Demand for Transparent Finance
Indian consumers are ditching complex credit cards for clean credit. Discover what clean credit is, why it matters, and how fintechs like Kiwi are leading this transparent financial revolution.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
Dharwad CEO Bhuvanesh Patil Pushes Banks for Timely Credit
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
Credit Markets Show Alarming 2007 Parallels Amid Rising Risks
Global credit markets show signs of pre-crisis complacency. Corporate bond spreads at 2007 lows, high-profile bankruptcies, and a booming private credit market signal rising systemic risks. Expert analysis inside.
Credit Card Limit Scam: Protect Yourself Now
Beware of fake credit card limit extension offers! Learn how scammers operate, red flags to spot, and essential steps to protect your finances from data theft.
How to Dispute Credit Report Errors in India
Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.
Link Credit Card to UPI for Payments When Bank Balance is Low
Running low on bank balance? Learn how to link your credit card to UPI apps like Google Pay, PhonePe for seamless transactions. Step-by-step guide inside.
Plan Your Holiday with Credit Cards: 4 Effective Tips
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Google Pay Launches First Credit Card, Builds Credit Ecosystem
Google Pay shifts from distributing loans to launching its own credit card 'Flex' with Axis Bank. The move aims to serve India's underserved credit market and create a comprehensive financial platform.
Google Pay & Axis Bank Launch UPI Credit Card
Google Pay and Axis Bank launch a new RuPay-powered co-branded credit card, integrating UPI payments with instant rewards and flexible EMI options. Learn more about its features.
Phone Locking for Loan Repayment: A New Credit Tool
Could locking non-essential smartphone features for missed payments reduce loan defaults and expand credit access in India? Experts explore 'digital collateral' as a tool for financial inclusion.
Bank Credit Growth to Stay Above GDP, Report Says
Credit growth in India is projected to remain 1.3x faster than GDP, with banks and NBFCs as key drivers. Learn how this impacts the broader economy and key sectors.
Loan Against Credit Card: Features, Eligibility & Tips
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
Festive Demand & GST Rationalisation Lift Retail Credit: Report
Retail credit in India surged in Q3 FY25, driven by festive spending and optimism around GST rationalisation. Discover the key growth sectors and economic outlook.
RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
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