MSMEs Seek Credit, GST Relief in 2026-27 Budget
Ahead of the 2026-27 Union Budget, Indian MSMEs demand better credit access, simplified GST norms, and protection from forex risks. Key proposals aim to bolster micro units facing external shocks.
Category : Search result: MSME credit access
Private Banks Dominate Small Business Lending in India
A new SIDBI-CRIF report reveals private banks lead enterprise lending. NBFCs gain ground as PSB share falls. Small business credit hits Rs 46 lakh crore. Explore the shifting landscape.
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
MSME Credit Fuels 20% Bank Loan Growth, Hits ₹10.7 Lakh Cr
MSME credit growth surges to 20%, hitting ₹10.7 lakh crore, driven by government guarantees and Udyam push. Discover how this fuels India's economic engine.
Link Credit Card to UPI for Payments When Bank Balance is Low
Running low on bank balance? Learn how to link your credit card to UPI apps like Google Pay, PhonePe for seamless transactions. Step-by-step guide inside.
Plan Your Holiday with Credit Cards: 4 Effective Tips
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Google Pay Launches First Credit Card, Builds Credit Ecosystem
Google Pay shifts from distributing loans to launching its own credit card 'Flex' with Axis Bank. The move aims to serve India's underserved credit market and create a comprehensive financial platform.
Google Pay & Axis Bank Launch UPI Credit Card
Google Pay and Axis Bank launch a new RuPay-powered co-branded credit card, integrating UPI payments with instant rewards and flexible EMI options. Learn more about its features.
Phone Locking for Loan Repayment: A New Credit Tool
Could locking non-essential smartphone features for missed payments reduce loan defaults and expand credit access in India? Experts explore 'digital collateral' as a tool for financial inclusion.
Loan Against Credit Card: Features, Eligibility & Tips
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
SBI Mortgage Loans Cross Rs 9 Lakh Crore Milestone
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
Orissa HC Quashes 4% Foreclosure Fee on MSME Loan
Orissa High Court rules banks cannot charge for loan foreclosure, protecting MSME rights. Landmark verdict orders document release, waives unfair fee. Read the full judgment details.
MP, NI-MSME Launch Skill Drive for MSMEs via Indore Workshop
Madhya Pradesh Laghu Udyog Nigam partners with NI-MSME to tackle skill shortages in MSMEs. A pilot workshop in Indore trained 60+ workers under the RAMP scheme. Read how this boosts regional industrial growth.
BHEL Trichy ED Calls for MSME Upskilling to Meet Demand
BHEL Trichy's ED S Prabhakar emphasized upskilling MSME workforce & digital transformation at a CII conference. Learn about the challenges in raw material procurement and new export opportunities.
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
Home loan rates set to drop to lowest since 2008
RBI cuts repo rate to 5.25%, pushing home loan rates towards 7.1%. EMI on Rs 1 crore loan could fall by Rs 1,440/month. Discover how this impacts borrowers and lenders.
New Govt Credit Model to Boost Digital Lending for MSMEs
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
PNB CEO: Indian Economy to Show Robust Growth, Boosting Credit
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
India Rolls Out Export Support Against US Tariffs
Indian government unveils interest subvention and market access initiatives to help MSMEs combat 50% US tariffs. Learn how these measures will protect exports and jobs.
DOJ Defends Trump's AP Ban from Oval Office
US Justice Department defends Trump administration's decision to bar Associated Press from Oval Office access, citing security concerns. Read the legal battle details.
NBFCs Continue 18% Growth Path Despite Rising Risks
Crisil Ratings forecasts 18% growth for NBFCs despite selective lending. Assets to hit ₹50 lakh crore by FY27. Learn how different loan segments are performing.
How Personal Loans Impact Your Credit Score
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Securing a Car Loan with a Low Credit Score
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI Concern: High Credit-Deposit Ratio Needs Rethink
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Instant Loan vs Credit Card Loan: Key Differences
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Hard vs Soft Credit Inquiries: Key Differences
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
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