Education Loan NPAs Fall to 2% in Public Sector Banks
Gross NPAs in education loans from public sector banks have significantly reduced to 2%, as per the Finance Ministry. Discover the key factors behind this improvement and its impact on students.
Gross NPAs in education loans from public sector banks have significantly reduced to 2%, as per the Finance Ministry. Discover the key factors behind this improvement and its impact on students.
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
Orissa High Court rules banks cannot charge for loan foreclosure, protecting MSME rights. Landmark verdict orders document release, waives unfair fee. Read the full judgment details.
Noida STF arrests 8 for Rs 100 crore bank loan fraud using fake IDs & shell companies. Gang colluded with builders & bank staff. Over 220 accounts frozen.
Madhya Pradesh Laghu Udyog Nigam partners with NI-MSME to tackle skill shortages in MSMEs. A pilot workshop in Indore trained 60+ workers under the RAMP scheme. Read how this boosts regional industrial growth.
BHEL Trichy's ED S Prabhakar emphasized upskilling MSME workforce & digital transformation at a CII conference. Learn about the challenges in raw material procurement and new export opportunities.
Facing a sudden expense? Discover how personal loan apps provide instant funds, a 100% digital process, and flexible repayment. Learn the 7 major benefits for Indian borrowers.
RBI cuts repo rate to 5.25%, pushing home loan rates towards 7.1%. EMI on Rs 1 crore loan could fall by Rs 1,440/month. Discover how this impacts borrowers and lenders.
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Indian doctors can now access loans up to Rs 80 lakh from Bajaj Finserv to upgrade clinics, buy equipment & expand services. Quick processing & flexible repayment. Learn more.
US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.
US student loan borrowers face new tax rules as federal forgiveness policies shift. Learn how to prepare for potential IRS bills and protect your refunds with expert guidance.
Enforcement Directorate conducts searches across Pune in vehicle loan fraud involving luxury cars. Former SBI manager accused of processing fake loans using forged documents. Read the full investigation details.
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
Discover why gold loans are becoming India's preferred quick funding solution. Learn about benefits, interest rates, and how to leverage your gold assets effectively.
With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.
South Indian Bank launches SIB Power CONSOL, a property-backed loan consolidating multiple debts into one EMI. Borrow up to ₹3 crore with 15-year repayment and zero processing fee.
Discover why debt-to-income ratio has become crucial for personal loan approval in India. Learn how to improve your DTI and secure better loan terms with our comprehensive guide.
Learn how to manage gold loan risks during price declines in 2025. Essential strategies for borrowers to protect their assets and avoid financial stress.
RBI's new gold loan norms target pawnbrokers using customer gold as collateral for bank loans. Learn how this protects borrowers and strengthens regulations.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Insurer rejected AMAN claim citing undisclosed 2008 spondylitis. Learn IRDAI rules on claim rejection, moratorium protection & grievance options. Know your insurance rights now!
Changed your mind about a personal loan? Learn how to cancel it during the cooling-off period, understand the process, charges, and impact on your credit score. Act now to protect your finances!
Learn how your credit score affects car loan interest rates, leasing terms, and insurance premiums in India. Discover strategies to improve your creditworthiness for better deals.
Understand how personal loan tenure affects your EMI and total interest. Learn to choose the right repayment period from 12 to 96 months based on your financial goals.
RBI announces immediate trade relief for exporters, including loan moratorium and credit extension to 450 days. Get the full details on support measures amid global disruptions.