Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
West Bengal's Student Credit Card scheme achieves a major milestone with over 1 lakh sanctioned loans, helping students pursue higher education with government-backed financial support.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Telangana records 19% debit card growth, becoming India's second fastest-growing state. Car sales surge 29% as GST rationalization boosts consumer confidence. Explore the digital payment revolution.
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
BSEB releases dummy admit cards for 2026 Bihar Board 10th and 12th exams. Download now from official links to verify details and avoid last-minute issues.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Bihar School Examination Board issues Class 10, 12 dummy admit cards for 2026 exams. Correction window open till November 27. Download from official websites.
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
Carrying ₹60,000 credit card debt can hurt your credit score due to high utilization. Learn how personal loans for debt consolidation affect your credit health and smart repayment strategies.
Oracle's credit-default swaps triple to $111,000 as investors hedge against AI boom risks. Trading volume hits $5B amid massive AI spending. Explore the market implications.
Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.
Struggling with a low credit score? Learn how the 2-3-4 credit card rule can help you space applications, avoid hard inquiries, and build a stronger financial profile today.
Jharkhand Academic Council increases matric, intermediate exam fees by 35% from 2026. Students, BJP demand rollback. New fees: Rs 980-1,180 for matric, Rs 1,100-1,400 for intermediate.
Discover 6 credit cards with annual fees under ₹1000 offering cashback, reward points, and discounts. Learn how to maximize benefits while minimizing costs in our comprehensive guide.
Learn how to check your credit score for free, identify suspicious inquiries, and protect yourself from identity fraud. Essential guide for Indian borrowers.
Learn how a 657 credit score affects loan approvals and discover 5 practical steps to improve your credit rating. Expert tips from Credgenics CEO Rishabh Goel.
Learn how credit card EMIs work on e-commerce platforms. Discover advantages, disadvantages, and smart usage tips for managing your finances effectively. Plan your purchases wisely!
Learn how credit card interest-free periods work, from 15 to 45 days. Discover timing strategies to avoid interest charges and manage your credit card dues effectively.