Category : Personal Finance


Investing Like Chak De India: When Inaction Wins the Game

Drawing parallels from the iconic film Chak De India, this analysis explores how action bias harms Indian retail investors. Research shows that staying put often yields better results than constant trading, yet psychological pressures drive excessive mark

Gold ETFs Surpass Equity MFs in India for First Time

In a historic shift, Indian investors poured more money into gold ETFs than equity mutual funds in January 2026, driven by soaring gold prices and market volatility. AMFI data reveals a dramatic surge in precious metal investments.

EPFO App Allows UPI Withdrawals: All Details

The Employees' Provident Fund Organisation introduces a new app enabling subscribers to withdraw funds via UPI. Learn about features, eligibility, and how it simplifies financial access.

Mutual Fund AUM Hits Rs 81 Lakh Crore in January

The Indian mutual fund industry's assets under management (AUM) soared to over Rs 81 lakh crore in January 2024, marking a significant milestone driven by robust investor inflows and market gains.

HSSC Forest Guard Recruitment 2026: 779 Vacancies Open

Haryana Staff Selection Commission has launched online applications for 779 Forest Guard posts. The application window runs from February 9 to 23, 2026, with eligibility requiring 10+2 education and age between 18-42 years.

Kanpur Job Fairs Aim to Employ 2,000 Youth Across Four Locations

Kanpur's Mission Employment district committee has announced large-scale job fairs at four city locations, targeting employment for 2,000 youths. The initiative, chaired by District Magistrate Jitendra Pratap Singh, emphasizes systematic selection and wom

ULIP Tax Perks vs. Long-Term Investment Trade-Offs

Unit-linked insurance plans offer tax advantages like 12.5% capital gains tax and tax-free fund switching, but high costs, limited insurance, and strict lock-ins pose significant long-term risks for investors.

Direct Bonds vs Bond Funds: Which Investment Path to Choose?

Explore the advantages and disadvantages of investing directly in bonds versus through bond mutual funds. Learn about predictable cash flows, diversification, professional management, and how to select the right approach for your financial goals and risk

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