The start of the New Year 2026 presents a fresh opportunity for investors aiming to build a positive financial foundation. For those considering channeling their savings into mutual funds, several New Fund Offers (NFOs) that launched recently remain open for subscription this January. These schemes provide avenues to invest in specific themes and asset classes from the outset.
Open NFOs: Deadlines and Key Details
Investors have a limited window to participate in these newly launched schemes. Here is a detailed look at the three NFOs currently accepting investments, along with their crucial deadlines and features.
Zerodha Nifty Short Duration G-Sec Index Fund
This fund opened for subscription on 26 December 2025 and will close on 9 January 2026. The primary goal of this passive scheme is to generate returns that correspond to the total returns of the Nifty Short Duration G-Sec Index, acknowledging a possible tracking error. A significant advantage for small investors is the very low entry point; one can start with a minimum investment of just ₹100 and add money in multiples of any amount thereafter.
Motilal Oswal Diversified Equity Flexicap Passive FOF
Launched at the beginning of the year, this Fund of Funds (FOF) will accept subscriptions until 15 January 2026. Its strategy involves investing in a portfolio of other passive funds like ETFs or index funds. The objective is to achieve long-term capital growth by gaining diversified exposure to equity instruments across all market capitalizations—large, mid, and small-cap. The scheme requires a minimum application amount of ₹500. It is important to note that, as with all market-linked instruments, achieving the stated objective is not guaranteed.
Groww Nifty Chemicals ETF
This Exchange Traded Fund, also launched on 26 December 2025, has its subscription window closing on 9 January 2026. The scheme aims to replicate the performance of the Nifty Chemicals Index by investing in its constituent securities in an identical proportion. The goal is to provide returns that, before expenses, closely track the total returns of the underlying index. The minimum investment required for this ETF is ₹500, with subsequent investments allowed in multiples of ₹1.
Making an Informed Investment Decision
While New Fund Offers present an opportunity to enter a scheme at its Net Asset Value (NAV) of ₹10, they require careful consideration. Investors should assess how a particular NFO—be it a government securities fund, a diversified equity FOF, or a sectoral thematic ETF—aligns with their overall financial goals, risk appetite, and existing portfolio diversification.
It is crucial to remember that this information is strictly for educational purposes. The past performance of indices or other funds is not indicative of future results. The market-linked nature of these investments means their value can fluctuate. Therefore, it is highly recommended to consult with a SEBI-registered investment advisor before making any concrete investment decision to ensure it suits your individual financial plan.
