How to Handle Personal Loan Defaults Safely
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
A Sundargarh consumer court directed an electronics store to refund Rs 19,999 plus Rs 15,000 compensation and Rs 5,000 costs for negligence after a customer was charged twice for a mobile phone. Read the full story.
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
Google introduces a first-of-its-kind Pixel Upgrade Program in India. Switch to the latest Pixel every year with no-cost EMI starting at Rs 3,333. Read details now!
Tata Motors announces special December EMI schemes for its passenger vehicles. Get your Tata Tiago from ₹4,999/month or Curvv.ev from ₹14,555/month. Act before Dec 31!
President Trump signs an executive order to accelerate moving marijuana from Schedule I to Schedule III, boosting medical research. The move does not legalise cannabis federally but could reshape the industry. Read more.
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Air India launches 'Fog Care' to tackle winter fog disruptions. Get full refunds, free rescheduling for Delhi flights affected by dense fog. Check flight status and eligibility details here.
Understand the crucial factors behind your personal loan EMI calculation. Learn about interest rates, tenure, and formulas to make an informed borrowing decision and manage your finances better.
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
Biju Patnaik International Airport in Bhubaneswar witnesses gradual return of normalcy as IndiGo reschedules flights. Airport director confirms easing of passenger chaos after days of disruptions. Read the full update.
IndiGo announces a full fee waiver for cancellations and rescheduling, apologizing for recent operational disruptions. The airline is taking steps to address passenger concerns.
RBI's MPC slashed repo rate by 25 bps to 5.25%, urging banks to cut lending rates. See how HDFC, SBI, ICICI, and other top banks' home loan rates are impacted. Check your potential EMI savings now!
RBI cuts repo rate to 5.25%, pushing home loan rates towards 7.1%. EMI on Rs 1 crore loan could fall by Rs 1,440/month. Discover how this impacts borrowers and lenders.
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
RBI's Monetary Policy Committee maintains repo rate at 6.5% for the 8th time. Governor Das highlights inflation concerns, dashing hopes of immediate home loan EMI cuts. Read for full analysis.
RBI Governor Sanjay Malhotra-led MPC to announce repo rate decision. With CPI inflation at 0.25% and GDP growth at 8.2%, experts weigh a potential 25 bps cut for lower loan EMIs. Follow live.
BWSSB expands its Sarala Cauvery EMI plan to commercial properties, aiming to boost piped water connections. Over 25,000 residential users have already enrolled, and the 5th Stage project is halfway to its 2028 goal.
India's middle class faces a growing debt crisis, with 5-10% of households in a trap. Driven by easy credit and social comparisons, the dream of upward mobility is turning risky. Read more.
CarePal Money achieves Rs 100 crore annualized healthcare loan disbursement rate, revolutionizing medical financing in India. Discover how they're making healthcare affordable.
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.
South Indian Bank launches SIB Power CONSOL, a property-backed loan consolidating multiple debts into one EMI. Borrow up to ₹3 crore with 15-year repayment and zero processing fee.
A Noida IT engineer's struggle after job loss reveals harsh realities of private sector employment and long-term home loans. His story sparks crucial financial discussions.
As digital lending booms in India, learn the 5 critical personal loan mistakes to avoid for protecting your credit score and financial future. Borrow smart today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Master your personal loan statement! Learn to check EMI breakdown, interest rates & avoid hidden fees. Protect your credit score & financial health. Read more.
Understand how personal loan tenure affects your EMI and total interest. Learn to choose the right repayment period from 12 to 96 months based on your financial goals.