Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Uncertain what happens to a personal loan if the borrower dies in India? This guide explains bank recovery from insurance, co-applicants, or estate. Protect your family today.
Bengaluru East City Corporation seals commercial properties over unpaid taxes. With Rs 1,673.5 crore target, only Rs 954.9 crore collected. Read about the enforcement drive.
Garhwa administration deploys extensive security, including PCR vans and QRT, at Sukhaldari waterfall and Anraj Dam for New Year's Day. SP Aman Kumar details the plan. Read more.
LIC Housing Finance reduces home loan rates, starting at 7.15% for high CIBIL scores. New rates reward creditworthy borrowers and make home financing more affordable. Details inside.
The Municipal Corporation of Gurugram (MCG) sealed 15 commercial properties for property tax default, recovering over ₹1.5 crore. The crackdown targets major defaulters across the city.
Garhwa district issues final notice to 280 loan defaulters under Mukhyamantri Rozgar Srijan Yojana. FIRs will be filed if dues are not cleared by December 31. Details inside.
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
A herd of 10 wild elephants attacked Ambakhoria village in Garhwa district, damaging houses and crops. Forest department assures compensation. Read more.
A Garhwa court sentenced Akhilesh Singh to 25 years rigorous imprisonment for raping a minor in 2023. The judge also imposed a fine of Rs 1 lakh. Read the full details of the landmark verdict.
Police in Garhwa have arrested three men from Uttar Pradesh for the November 29 attack on jeweller Deepak Kumar Soni. The accused also confessed to a major Rs 20 lakh robbery earlier in November. Read the full investigation details here.
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Santosh Singh, 22, found hanging in Chirka village, Garhwa. Family discovered body upon return. Police await post-mortem report. Details on the tragic incident inside.
Garhwa police confiscated IMFL worth over Rs 1 crore from a hotel near NH-39. The consignment, en route to Bihar from UP, led to one arrest. Details inside.
Many US student loan borrowers pay more than needed due to lack of awareness about federal relief programs like IDR and PSLF. Learn how to reduce payments or get debt forgiven.
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
Understand the crucial factors behind your personal loan EMI calculation. Learn about interest rates, tenure, and formulas to make an informed borrowing decision and manage your finances better.
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
Kochi district issues an average of 92 revenue recovery orders daily. Nearly half target bank loan defaulters, while others are for unpaid taxes. Learn the causes and impact.
Noida STF arrests 8 for Rs 100 crore bank loan fraud using fake IDs & shell companies. Gang colluded with builders & bank staff. Over 220 accounts frozen.
Facing a sudden expense? Discover how personal loan apps provide instant funds, a 100% digital process, and flexible repayment. Learn the 7 major benefits for Indian borrowers.
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
Govt quarters in Bhubaneswar allotted to NGOs, individuals, and political parties have accumulated massive rent arrears of Rs 2.47 crore, reveals CM Majhi. Read about the top defaulters and the state's recovery plan.
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Indian doctors can now access loans up to Rs 80 lakh from Bajaj Finserv to upgrade clinics, buy equipment & expand services. Quick processing & flexible repayment. Learn more.
US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.
US student loan borrowers face new tax rules as federal forgiveness policies shift. Learn how to prepare for potential IRS bills and protect your refunds with expert guidance.