Phone Locking for Loan Repayment: A New Credit Tool
Could locking non-essential smartphone features for missed payments reduce loan defaults and expand credit access in India? Experts explore 'digital collateral' as a tool for financial inclusion.
Category : Search result: credit health
Bank Credit Growth to Stay Above GDP, Report Says
Credit growth in India is projected to remain 1.3x faster than GDP, with banks and NBFCs as key drivers. Learn how this impacts the broader economy and key sectors.
2,000+ Get Free Checkups at CM Health Fair
Chief Minister Health Fair provided free checkups, medicines & specialist consultations to thousands across urban & rural primary health centres. Learn about the key health initiatives.
Loan Against Credit Card: Features, Eligibility & Tips
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
Festive Demand & GST Rationalisation Lift Retail Credit: Report
Retail credit in India surged in Q3 FY25, driven by festive spending and optimism around GST rationalisation. Discover the key growth sectors and economic outlook.
Centre pushes Kerala to speed up public health cadre rollout
The Union Health Ministry directs Kerala to accelerate its Public Health Management Cadre implementation on a mission mode, citing national mandate and pandemic lessons. A 12-week action plan is mandated.
Ludhiana Health Centre Underutilized Due to Staff Crunch
A year after its inauguration, Ludhiana's Model Urban Primary Health Centre in Haibowal faces severe underutilization due to a critical staff shortage, impacting public healthcare access.
RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
Strong GDP Growth Questions Need for RBI Rate Cuts
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Beware! Fake Bank Calls for Credit Limit Increase Are Scams
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
New Govt Credit Model to Boost Digital Lending for MSMEs
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
PNB CEO: Indian Economy to Show Robust Growth, Boosting Credit
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Credit Info Company Complaints Quadruple in 3 Years
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Varanasi Secures 3rd Spot in UP Health Rankings
Varanasi achieves 71% score, ranking 3rd in Uttar Pradesh's health dashboard for October. CMO highlights performance on 16 key health indicators. Discover the top-performing blocks.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Gold Loans Jump 128.5%, Driving Retail Credit Boom
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Telangana Plans Alternative Credit Scoring System
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI Orders Weekly Credit Score Updates from April 2026
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
5 Essential Steps to Report Credit Card Fraud in India
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Avoid These 5 Personal Loan Mistakes in India
As digital lending booms in India, learn the 5 critical personal loan mistakes to avoid for protecting your credit score and financial future. Borrow smart today!
IndiGo SBI Card ELITE: Features, Benefits & Free Flights
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
How Personal Loans Impact Your Credit Score
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Securing a Car Loan with a Low Credit Score
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI Concern: High Credit-Deposit Ratio Needs Rethink
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Instant Loan vs Credit Card Loan: Key Differences
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Hard vs Soft Credit Inquiries: Key Differences
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
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