India's electricity consumption saw a marginal decline of 0.31% in November 2024, reaching 123.4 billion units. Experts attribute this to reduced use of cooling appliances as winter sets in. Discover the latest power demand trends and future projections.
SBI report predicts a rebound in India's bank credit growth as IPO liquidity is spent and corporate working capital demand rises. Read the full analysis.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Explore how India's festive season, boosted by GST cuts and digital credit, drives consumer spending and economic growth. Learn smart tips to avoid debt traps.
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
Carrying ₹60,000 credit card debt can hurt your credit score due to high utilization. Learn how personal loans for debt consolidation affect your credit health and smart repayment strategies.
Oracle's credit-default swaps triple to $111,000 as investors hedge against AI boom risks. Trading volume hits $5B amid massive AI spending. Explore the market implications.
New research reveals heatwave action plans must incorporate electricity demand management alongside health responses. Learn how India can build climate-resilient infrastructure.
Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.
Struggling with a low credit score? Learn how the 2-3-4 credit card rule can help you space applications, avoid hard inquiries, and build a stronger financial profile today.
Discover 6 credit cards with annual fees under ₹1000 offering cashback, reward points, and discounts. Learn how to maximize benefits while minimizing costs in our comprehensive guide.
Learn how to check your credit score for free, identify suspicious inquiries, and protect yourself from identity fraud. Essential guide for Indian borrowers.
Despite GST rate reductions, India's apparel and footwear sectors saw disappointing festive sales due to weak consumer spending, erratic weather, and tax transition issues. Learn why the expected consumption boost didn't materialize.
Learn how a 657 credit score affects loan approvals and discover 5 practical steps to improve your credit rating. Expert tips from Credgenics CEO Rishabh Goel.
Learn how credit card interest-free periods work, from 15 to 45 days. Discover timing strategies to avoid interest charges and manage your credit card dues effectively.
Discover why a 757 credit score places Indian borrowers in the 'very good' category, enabling easier access to personal loans, home loans, and premium credit cards with flexible terms.
Kotak Bank launches 3-in-1 account with secured credit card for those without credit history. Get lifetime free card, cashbacks & build credit score. Perfect for students & homemakers.
Planning international travel? Learn how foreign exchange conversion fees can cost you up to ₹50,000 and discover zero-fee credit cards to save money. Essential guide for Indian travelers.
Discover the top 5 travel credit cards in India offering exclusive benefits like zero forex markup, unlimited lounge access, and reward points. Maximize your savings on your next trip!
India's credit card usage is rapidly growing. Learn how high interest rates, minimum payments, and impulse spending can create debt traps and discover strategies for financial security.