What is an Ayushman Card?
The Ayushman Card, issued under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), is a health insurance card that provides eligible families with cashless coverage of up to ₹5 lakh per year per family. According to the India TV News article, the card is designed to help economically vulnerable households access quality healthcare without financial burden.
Eligibility and Benefits
The scheme targets families identified through the Socio-Economic Caste Census (SECC). Beneficiaries can avail of free treatment at empanelled public and private hospitals across India. The card covers pre-existing diseases from day one and includes hospitalization, surgeries, and medications.
How to Apply for Ayushman Card Using Mobile
Families can apply for the Ayushman Card entirely online using their mobile phones. The process involves these steps:
- Visit the official Ayushman Bharat portal or download the Ayushman app from the Google Play Store.
- Enter the mobile number linked to the applicant's Aadhaar.
- Verify using OTP sent to the registered number.
- Fill in family details including names, ages, and relationship with the head of the family.
- Upload required documents such as Aadhaar, ration card, and income certificate.
- Submit the application and receive a digital Ayushman Card instantly.
As per the article, the entire process takes less than 15 minutes. The government has simplified the interface to ensure even first-time users can apply without assistance.
Key Documents Required
Applicants need to keep these documents handy:
- Aadhaar number of the head of the family
- Ration card or SECC certificate
- Mobile number linked to Aadhaar
- Passport-size photo (optional for online)
The article notes that families can also get printed cards at Ayushman Mitra kiosks if needed.
Impact and Coverage Statistics
Since its launch, Ayushman Bharat has provided coverage to over 50 crore beneficiaries. The card has enabled millions of poor families to access expensive treatments for cancer, heart disease, and other critical illnesses. A government official quoted in the article said, "The Ayushman Card is a game-changer for India's healthcare system, ensuring no family has to sell assets or borrow money for medical emergencies."
Important Tips for Applicants
The article advises applicants to double-check their details before submission. Any mismatch with Aadhaar data can lead to rejection. Also, ensure that the mobile number is active and registered with Aadhaar. Families can check their eligibility status online before applying.
Conclusion
The Ayushman Card continues to be a vital tool for financial protection in healthcare. With the mobile application process, the government aims to make enrollment hassle-free. Eligible families are encouraged to apply immediately and secure their health coverage.
