Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Category : Search result: bank credit deposit ratio
BoB Report: Strong Fundamentals for India's Banking Credit Growth
A Bank of Baroda report highlights the Indian banking sector's resilience with strong fundamentals, predicting robust credit growth ahead. Read the full analysis.
Nifty Bank Hits Record High Fueled by PSU and Private Lenders
Nifty Bank index soared to a new peak, driven by Yes Bank, Union Bank, and IndusInd Bank. The index surged 2% in four sessions. Discover the key drivers and market outlook.
January 2026 Bank Holidays: Full List for India
Plan your finances with the complete list of 16 bank holidays in January 2026 across India. Check city-wise closures for Republic Day, Makar Sankranti, and more.
Credit-Deposit Gap Widens as Deposits Shrink in Dec
RBI data reveals a widening credit-deposit gap as bank deposits fell by Rs 1.7 lakh crore in early December. Credit growth remains strong at 11.9%, forcing banks to tap alternative liquidity. Read the full analysis.
January 2026 Bank Holidays: Full State-wise List
Plan your bank visits in January 2026 with our complete list of state-wise holidays. Avoid wasted trips and manage your finances efficiently with key dates for Republic Day, Pongal, Sankranti & more.
January 2026 Bank Holidays: RBI's Official State-Wise List
Plan your financial tasks! The RBI has released the official list of bank holidays for January 2026. Check state-wise closures for Republic Day, festivals & more.
€10M German Bank Heist During Christmas Shutdown
A daring bank robbery in Germany saw thieves steal millions from safe deposit boxes during the Christmas holiday. Read about the cinematic crime that left customers devastated.
4 Resolutions to Improve Your Credit Score in 2026
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
Bank Holiday List for New Year's Eve and New Year's Day 2026
Plan your banking for the year-end. Check which states have bank holidays on December 31, 2025, and January 1, 2026. Essential guide for financial planning.
Massive €90 Million Bank Vault Heist in Germany
In a major heist, thieves drilled into a German bank vault, stealing valuables worth up to €90 million from 2,700 safety deposit boxes. Police investigate one of Germany's largest thefts.
How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
January 2026 Bank Holidays: Full List of Closures
Plan your financial tasks! Banks in India will observe up to 16 holidays in January 2026, including Republic Day and regional festivals. Check the state-wise list here.
Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
Bank Union Seeks Rule Against Customer Abuse, Opposes Privatisation
AIBEA demands disciplinary action for customers abusing bank staff, highlights recruitment slowdown's impact on CASA deposits, and reaffirms opposition to bank privatisation. Read key insights from the Pune conference.
Bengaluru Man Wins Rs 14.2 Lakh Fraud Credit Card Case
A Bengaluru man fought Axis Bank over a Rs 14.2 lakh credit card bill for a card he never received. The consumer court ruled in his favor, citing bank lapses. Read his full story.
Karnataka's 2-Month Rent Deposit Rule Explained
Confused about Karnataka's rent deposit laws? We clarify the legal stance on 2-month security deposits for tenants and landlords. Know your rights under the Model Tenancy Act.
Bengaluru Rent Deposit Rule: What Tenants & Landlords Must Know
Confused about the 2-month rent deposit rule in Bengaluru? Legal experts decode the Karnataka Rent Act, security deposit limits, and tenant rights. Know your legal obligations!
UP Economy Transforms: GSDP Hits ₹35 Lakh Cr, Per Capita Income Up
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
RBL Bank Launches Premium NOVA Credit Card for HNIs
RBL Bank targets India's affluent with the NOVA metal credit card. Explore its rewards, 2% forex markup, lounge access, and annual benefits worth ₹12,500. Is it right for you?
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
Dharwad CEO Bhuvanesh Patil Pushes Banks for Timely Credit
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
January 2026 Bank Holidays: RBI Lists 10 Closure Days
RBI releases 2026 holiday calendar. Banks across India to remain shut for 10 days in January. Check city-wise list for New Year, Republic Day, Pongal & more.
Karuvannur Bank Scam: Rs 263 Cr Still Unpaid to Depositors
Years after the Karuvannur cooperative bank scam surfaced, over Rs 260 crore remains locked for 30,078 depositors. Govt data reveals slow repayments hinge on loan recovery. Details inside.
Bank Holiday List for 22-28 December: 6 Days Off
Banks will be shut for up to six days next week in parts of India due to festivals and weekends. Check the full state-wise list of closures and available online services.
How to Pick the Right Term Insurance Plan in India
Choosing term insurance? Don't just look at price. Use these 4 objective metrics—Claim Settlement Ratio, Amount Settlement Ratio, Solvency Ratio & Business Volume—to select a financially stable insurer that will honor claims. Protect your family's future
6 Factors for Fast Personal Loan Approval
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Link Credit Card to UPI for Payments When Bank Balance is Low
Running low on bank balance? Learn how to link your credit card to UPI apps like Google Pay, PhonePe for seamless transactions. Step-by-step guide inside.
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