Loan-Deposit Rate Gap Squeezes Bank Margins, RBI Told
PSU bank chiefs warn RBI of a 70-bps margin squeeze as loans reprice instantly with repo rate cuts, but deposit rates lag. Key asymmetry threatens profitability.
PSU bank chiefs warn RBI of a 70-bps margin squeeze as loans reprice instantly with repo rate cuts, but deposit rates lag. Key asymmetry threatens profitability.
Bihar's Industries Minister Dilip Kumar Jaiswal directs officials to eliminate delays, ensuring time-bound application clearances for startups and MSMEs to boost industrial growth.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
IIM Raipur & National SC-ST Hub launch a fully funded Business Accelerator. Applications open until Dec 15, 2025. Program starts Jan 17, 2026. Designed for SC/ST entrepreneurs and women. Apply now!
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Uttar Pradesh announces a push for export industries, world-class manufacturing zones, and logistics hubs. Minister Nand Gopal Gupta 'Nandi' revealed special incentive packages to attract global investment.
Nagpur gears up for Perception Expo 2025 from Dec 6-9 at SCZCC, showcasing 65 women-led stalls. Free entry. Inauguration by MSME Director VR Shirsat. Support local talent!
SEBI Chairman announces a comprehensive review of LODR regulations, aiming to simplify compliance and boost MSME participation in capital markets. Read the full details.
Bengaluru's Viva Money surpasses 1,000 credit lines issued in 3 months, disbursing ₹3.5 Cr+ loans. Plans expansion to Rajasthan & Maharashtra, aiming for 40,000 credit lines by year-end. Read more.
Over 100 Meghalaya artisans showcased crafts at the PM Vishwakarma Exhibition in Shillong, generating ₹5.5 lakh revenue. Discover how this scheme empowers local talent.
Odisha CM Majhi inaugurates Industry Conclave 2025, highlighting state's MSME growth, 6.1% GDP infrastructure investment & plans to become eastern India's MSME gateway. Read more.
Rang De's peer-to-peer lending platform reaches Rs 100 crore disbursement, connecting 11,000 lenders with 28,000 underserved borrowers across India. Discover how ordinary Indians are fueling rural entrepreneurship.
MCCIA's dedicated helpline has transformed MSME support in Maharashtra, guiding over 2,500 businesses across 35 districts. Discover how this initiative and new AI studio are empowering small enterprises.
RBI strengthens digital banking framework with 7 new master directions covering IT governance, cybersecurity, and outsourcing. Learn how this impacts your banking security.
Home Credit India report reveals 65% of borrowers use mobile banking as credit transforms from safety net to aspiration catalyst for India's lower-middle class. Discover the shift!
Indian government unveils interest subvention and market access initiatives to help MSMEs combat 50% US tariffs. Learn how these measures will protect exports and jobs.
Pune's Greenex partners with Norway's EPD Global to help Indian manufacturers, especially MSMEs, get Environmental Product Declarations. This strategic move cuts certification costs and boosts global market competitiveness.
Bank lending to first-time micro-entrepreneurs under PMEGP drops sharply due to rising NPAs, US tariffs, and tighter credit norms. Only 12,707 projects supported this fiscal year.
Crisil Ratings forecasts 18% growth for NBFCs despite selective lending. Assets to hit ₹50 lakh crore by FY27. Learn how different loan segments are performing.
PayU India reports $3M adjusted EBITDA profit in Q2, reversing a $6M loss. Revenue hits $214M, up 21% YoY, driven by merchant lending boom. Read the full analysis.
As digital lending booms in India, learn the 5 critical personal loan mistakes to avoid for protecting your credit score and financial future. Borrow smart today!
India's four labour codes consolidate 29 laws, promising worker security, enterprise agility and investor confidence. Learn how this historic reform will boost economic growth.
India's new Labour Codes ease compliance for MSMEs while expanding worker benefits. Industry experts debate cost impacts versus long-term formalization gains. Implementation expected by April 2026.
Muthoot Fincorp honored 20 outstanding small business owners at the grand premiere of Spark Awards in Delhi. Celebrating entrepreneurship and innovation across India.
India's withdrawal of Quality Control Orders brings cost relief to MSMEs but raises concerns about cheap Chinese imports flooding the market. GTRI warns of trade implications.
Explore how India's festive season, boosted by GST cuts and digital credit, drives consumer spending and economic growth. Learn smart tips to avoid debt traps.
Discover how Stock Lending and Borrowing Mechanism (SLBM) helps Indian investors generate low-risk passive income from idle shares while avoiding penny stock pitfalls.
New report reveals China's $2.2 trillion global lending strategy is shifting from development projects to M&A financing as Western nations resist equity investments.
DeepSnitch AI cryptocurrency skyrockets 58% in November 2025 as Tether announces Bitcoin lending support. Discover top crypto investments and market trends.
A Bengaluru woman faces threats with morphed images after borrowing Rs 2,000 from Rup Credit App. Police investigation ongoing. Stay informed about digital lending risks.